Thomas J. Herkert, CFP®

Tom is a CERTIFIED FINANCIAL PLANNERTM PROFESSIONAL with over 25 years of experience in the financial planning field. He provides fee-based fiduciary advice and has extensive experience in asset management, financial planning, insurance and retirement planning. Tom is a Registered Representative with Commonwealth Financial Network® and an Investment Advisor Representative with Commonwealth Financial Network®.

Tom grew up in Bergen County, NJ and attended Pace University in Pleasantville, NY graduating in 1989 with a Finance degree. Tom began his personal finance career in 1989 with State Mutual Assurance Company in their Tarrytown office. In February 1996, Tom completed Pace Universities Financial Planning Program. Tom has conducted personal financial planning classes for the Gap, Kraft, Altria and Pharmacia Upjohn.

Tom remains focused on core financial planning principals, letting an individual’s goals and objectives lead their financial decisions. Individual needs and time horizons define asset allocations, insurance needs and the financial plan. Once a plan is established, Tom and his team, oversee changes in client’s objectives along with market changes.

Tom and his wife Cathy, they met at Pace, live in Closter, NJ with their three children. Tom coached in Closter’s sports program since 2001 and still assists today even though his children have graduated. Tom and Cathy enjoy taking their children to visit many of this country’s National Parks.